— Cybercriminals are starting to provide kits, aka “kitz”, of prepackaged, ready-to-go, vetted, and integrated personal data in convenient prepackaged documents.

— This creates a value-add to stolen data by correlating, combining, cleaning, providing quality control services of personal information, and implementing this in a single authoritative document, aka “fullz”

— This allows criminals to deliver a “turnkey identity fraud service” per eWeek.  

— “fullz” on a person might include verified health information, social security numbers, financial account information to include bank login credentials, and driver’s license data.

— Currently, a full dossier on a person sells for approximately $500.  This price will surely decrease as competition increases and operations become more automated and efficient.